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Risks Versus Returns on Coin Investments

Risk has an inverse relationship with returns. The riskier you are willing to go, the higher the returns. But, being in risky situations all the time is not safe. It may catch up to you one day or another. But how can you get the returns you want without all the risk? This is where good strategy can eliminate all your worries. If done correctly, you could achieve maximum returns without the any risks!

When you cut off all the risks, the returns are always low. Sometimes too low. So investors usually diversify their portfolios to lower their risks. This usually lowers their risks without sacrificing returns. What they usually do is put a certain percentage in extremely risk investments, then another chunk in medium risk investments, and most of it into safe investments. What they want to achieve is the highest return possible. But they always lose a lot of money in some of their riskiest investments. And then they lose some in the medium risk investments. The safe investments are usually safe. They could easily make more money if they do not lose money in their riskiest investments. But, this is inevitable because they were called risky investments for a reason. Their problem lies in the fact that their safest investments always give the lowest returns.

It’s a bit different with coin investments. In coin investments, the riskier coins usually have negative returns. So this means that you have to pick safe coins to invest in. But the same underlying problems still remain. Safe coins usually yield mediocre returns. I consider any coin that yields 6% a year or less is not a good investment. It doesn’t seem bad so why would I consider it a low return? Because it is an average of 6% over a couple of years. You would have to wait a couple of years for the coin to appreciate in value. You will get your 6% per year, but you don’t know when. I think if you have to play the waiting game, you should at least get 7.5% per year or more. That’s why I consider 6% a low return.

But if you know some good strategy, you might be able to get your high returns while cutting off all the risk. To counter the low returns and cut off all the risks you must diversify your portfolio in a certain way. All you have to do is buy high grade key dates to get your high returns. To cut off the risks you have to buy a different key date every time you buy an investment coin. So if you had 20 coins in your portfolio, you should have 20 different coins. Every single time you buy a different coin, your coin portfolio becomes more diverse. And the more diverse your portfolio is, the less risk there is. Sometimes I think that if this is done correctly, there will be almost 0% risk.

Home Based Business Statistics

When you are thinking of owning a home business, the idea of home based business statistics is going to be something that is suddenly going to be very important to you. You might not know it, but when it comes right down to it, you are going to want to be aware of several home based business statistics before you get started, because you are surely going to want to be aware of what you are getting into and what your chances for success are going to be.

What Are They?

You might be wondering just exactly what the home based business statistics that you are going to be looking for are. Well, when it comes right down to it, home based business statistics are going to be series of information that you need when it comes to home business. The home based business statistics are going to be statistics that can tell you what type of businesses work well, which types fail, and what types just do a middle of the road kind of job.

Another thing that home based business statistics is going to be able to tell you is what kid of businesses are actually out there on the market today, and what the need is for more of them. If you see home based business statistics that state that a certain type of business is doing really well, and you can’t find very many of them, it might be a good idea to get on board with this kind of home based business. However, if you see home based business statistics that state that a certain type of business is only doing okay, but that there are a lot of this type of business, you might want to stay away from it because it might be a sign that points directly to the idea of there being too many of these businesses.

How To Read Them

You are going to want to look carefully at all of the information that you can find in the home based business statistics that you are looking at. Be sure to look at the type of business, and what is good about it and what is bad about it. You are also going to want to remember that often there are reasons that you aren’t aware of for why certain businesses fail, and this information might not actually be on the home based business statistics that you are reading. It might be an idea that you have to come to on your own, but you should always be aware of the possibility that a business didn’t do well not because of the business itself, but of the people running it.

Where Can You Find Them

If you are looking for home based business statistics you are going to want to start by looking online. Remember that there are many different types of home businesses, and when you are looking for home based business statistics you are going to keep in mind that you aren’t going to be helped by home based business statistics that don’t match the kind of business you are interested in. You have to be sure that you are finding statistics that really focus on what you are doing in your own home based business, or what you are planning to do once you start one. You are always going to want to make sure that looking at home based business statistics is something that you do often, so be sure you find lots of reliable sources for them. Remember too, that not everything that you will find on the home based business statistics speaks the whole truth. If you are interested in something, you want to do more research.

Real Estate Investing – How to Increase the Rental Or Resale Value of Real Estate Investments

Once you have purchased the house and taken possession, you will want to fix it up as quickly as possible, putting your money where it goes the furthest in raising the rental or resale value of the house.

These are the key places to invest in renovating and upgrading:

1. Paint It Attractively

First, top of the list, is good quality paint, using designer colors like white or off-white, cream, beige or peach.

A designer color is one that is acceptable to almost everyone, especially the woman who will be the key decision maker in the home purchase or rental. You will increase the value of the home by as much as $5 for every $1 that you invest on paint.

2. Upgrade the Carpeting

The second place to invest in a home that you are fixing up to rent or resale is in upgrading or replacing the carpets. You always put better quality carpets in high traffic areas and cheaper carpets in bedrooms, dens and basements. New carpets will increase your value by as much as $4 for every $1 that you invest in carpet.

There are some key rules with regard to purchasing and installing new carpets. First of all, use neutral colors. Stick with beige, salmon, cream or white. Select colors that go with anyone’s furniture and which are acceptable to almost any taste.

The second rule is that you should use only one color throughout the entire house or apartment. Use the same color in the living room, bathrooms and bedrooms. This gives the house an overall uniform look of quality, cleanliness and attractiveness.

3. Fix up the Yard

The third place to invest prior to renting or resale is into landscaping. Clean up the outside yard completely so that it makes a good first impression when a renter or purchaser arrives to see it. Look at this house through the eyes of a prospective purchaser at all times. Do everything possible to create what is called curb appeal…

When the purchaser pulls up to the house, the first thing you want them to do when they see the house is to say, Wow! That looks attractive…

Experience shows that you can get a pay-off in increased rental or resale value of as much as $25 back for every $1 that you put into cleaning up the yard. In other words, if you spend $1000 to landscape the front and clean it up so that it is attractive, this can increase the curb appeal, and the value of the house, by as much as $25,000!

When a person is buying a house, one of the first things they think is: What will my friends and family say when they drive up to this house?

If they think that their family and friends will be impressed when they see this house, because it is freshly painted with the yard cleaned up and looking attractive, they will be much more likely to pay the kind of price that you want to get for it.

4. Put in a Fireplace

The fourth place to invest in fixing up a house is in fireplaces. According to real estate appraisers, fireplaces add $1.23 in value for every $1 you spend. This means that you get a 23% increase in value for every $1 that you invest. That is a good investment, and a good return.

This is true even if you put in a false gas fireplace. Any kind of fireplace increases the value in excess of the amount that you spend. This is the sort of thing that assures that you will get all your money back, and more besides, when you sell the house.

5. Add a Bathroom

The fifth thing that you can do when renovating a home is to add a full bathroom. This increases the value by $1.10 for every $1 that you spend. The more bathrooms that a house possesses, the more attractive it is to the purchaser or renter.

6. Replace the Siding

The sixth thing that you can do to increase the attractiveness and value of a home is to put new siding on the outside.

New siding increases the value of the home on a dollar for dollar basis. For every dollar that you put into new siding, you’ll get a dollar back when you sell.

But the most important factor is that the home will sell faster, and you will realize your return on investment sooner with new siding rather than without.

7. Remodel the Kitchen

The seventh thing that you can do to increase the attractiveness of the house is a minor kitchen remodel. New appliances, paint and wallpaper in the kitchen will give you back 90 cents in added value for every dollar you spend. It will also increase the speed at which you rent the house or resell it to a purchaser.

A major kitchen remodel will give you 89 cents back for every dollar you spend. It may not be a great investment in terms of your return, but sometimes you need to invest in remodeling the kitchen to enhance and protect your investment in the rest of the house.

Some Improvements Don’t Pay Off

Everything else that you might do to a house, aside from the seven improvements listed above will add less than 90 cents per dollar that you spend. Sometimes, improvements will yield much less.

For example, new roofing adds only 80 cents in value for every dollar you invest. Skylights add only 75 cents in value for every dollar you spend.

Adding a wooden deck adds only 72 cents in value. Remodeling the bathroom adds only 75 cents. Installing a swimming pool adds only 32 cents for every dollar you spend on the pool. In fact, many houses are considered less attractive because of the upkeep and maintenance required by a swimming pool.

So don’t put in a swimming pool with the thought that you are going to increase the value. It may backfire on you.

Repair the Basics

Once you have purchased a home, if there is repair work that needs to be done on plumbing, electrical or carpentry, you will have to do these, as well.

You should make a detailed calculation of how much you will have to spend to renovate the house before you make an offer in the first place.

You then use your list of needed repairs and their costs to get the seller to come down in price. The better prepared you are with your list of necessary improvements, the more likely you are to drive a good bargain.

Never forget that you make your profit by buying right, and you realize your profit by selling right.

Once you have completed the face-lift on the house, inside and out, you are now ready to refinance, sell or rent out and move onto the next project.